Secure Choice 3 | | Current Rate | on 8/01/10 | 3.20% | 3.15% | Rate Guaranteed for 3 Years | Minimum: $10,000 | After the initial 3 year guarantee period, the interest rate is based on current market conditions, but will never be less than 2.00%. Surrender charges expire at the end of the 3 year period forever. | | | New Era Life Insurance Company | Form # A-0024R |
| ULTRA FLEX 7 | | Current Rate | on 8/01/10 | *3.57% | 3.47% | 7 Year Average Annual Yield | Minimums: $5,000 Non-Qualified • $2,000 Qualified | *The 7 Year Average Annual Yield of 3.59% results from 7.10% in year 1 and 3.00% in years 2 through 7. After the initial 7 year period, the interest rate is based on current market conditions, but will never be less than 3.00%. Surrender charges expire at the end of the 7 year period forever. | | | Guaranty Income Life Insurance Company (GILICO) | Form # 1FP-7 |
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